Flex Card Quick Tips

Why do I need to provide a copy of my receipt if I am using my flex card?

As an IRS regulated benefit, use of your benefit dollars is limited to certain expenses. When you use your Flex Card and the amount does not match a co-pay associated with your employer’s benefit plan or is not used at a merchant that automatically approves Flex Card transactions, a follow-up receipt will be requested to confirm that the expense is eligible.

When the Flex Card is used as payment, myCafeteriaPlan only receives basic information similar to the information you see on a bank statement: the date the card was used, the amount charged and the provider/ merchant name.

  Dentist

When I visit the dentist I can use my flex card for regular exams, cleanings, x-rays, crowns, bridges and fillings.  I will need to send in a receipt when the amount charged does not match a co-pay associated with my employer’s benefit plan.  I should not use my card for teeth whitening, veneers for cosmetic purposes, electronic toothbrushes, toothpaste and mouthwash for general use.

Dermatologist

When I visit the dermatologist I can use my flex card for co-pays, deductibles, or co-insurance for services provided in the current plan year.  I will need to send in a receipt when the amount charged does not match a co-pay associated with my employer’s benefit plan.  I should not use my card for any cosmetic procedure or products used for cosmetic purposes only.

Eye Doctor/ Vision Center

When I visit the eye doctor/ vision center I can use my flex card for eye exams, contact lenses, and glasses.  I will need to send in a receipt when the amount charged does not match a co-pay associated with my employer’s benefit plan.   I should not use my card for warranties or sunglasses without a prescription.

General Physician/ Hospital/ Pediatrician/ Specialist

When I visit the general physician/ hospital/ pediatrician/ specialist I can use my flex care for co-pays, deductibles, or co-insurance for services provided in the current plan year.  I will need to send in a receipt when the amount charged does not match a co-pay associated with my employer’s benefit plan.   I should not use my card for previous balances from a prior plan year or cosmetic procedures.

*The expenses listed are examples and do not represent an all inclusive list.  Some eligible items will require follow up documentation to be submitted.  For more information see IRS Notice 2006-69.

Don’t Forget…

Use your flex card for co-pays associated with your employer’s benefits and prescription expenses and avoid the need to send in receipts!

Use your flex card to pay for services provided in the current plan year only.