The IRS has set the HSA contribution limits for 2015 as shown below: The IRS has released the 2015 cost-of-living adjustments affecting HSAs. The HSA contribution limits and HDHP out-of-pocket maximums will increase slightly, while the HDHP minimum required deductibles remain unchanged. Here are the details:
- HSA Contribution Limits. The 2015 annual HSA contribution limit for individuals with self-only HDHP coverage is $3,350 (a $50 increase from 2014), and the limit for individuals with family HDHP coverage is $6,650 (a $100 increase from 2014).
- HDHP Minimum Required Deductibles. The 2015 minimum annual deductible for self-only HDHP coverage remains $1,300 and for family HDHP coverage remains $2,600.
- HDHP Out-of-Pocket Maximum. The 2015 maximum limit on out-of-pocket expenses (including items such as deductibles, co-payments, and co-insurance, but not premiums) for self-only HDHP coverage is $6,450 (a $100 increase from 2014), and the limit for family HDHP coverage is $12,900 (a $200 increase from 2014).
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Chart of 2015 HSA Contribution Limits
|HDHP Minimum Annual Deductible||HDHP Out-of-Pocket Maximum||HSA Maximum Contribution Limit||HSA Catch-Up Contribution Limit|
|Self-only||$1,300||$6,450 (up $100)||$3,350||$1,000|
|Family||$2,600||$12,900 (up $200)||$6,650 (up $100)|
Published: April 23, 2014