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Start Your Visit Here Find helpful information about our Cafeteria Plan, Health Savings Accounts and Health Reimbursement Arrangement Services here including from the point of view of a participant, a plan sponsor or broker/consultant. So be sure to click around awhile.
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If you’re looking for more information about myCafeteriaPlan, check-out the information below.

Health Reimbursement Arrangements

What is a Health Reimbursement Arrangement (HRA)?

A Health Reimbursement Arrangement or HRA is a type of Medical Reimbursement Plan or MRP that allows the employer to contribute tax-free dollars to a designated employee account or accounts. These accounts are for employee reimbursement of out-of-pocket medical expenses (including insurance premiums and deductibles).

Flexible Spending Accounts

A Cafeteria Plan or Flexible Spending Account(FSA) is a reimbursement plan governed by IRS Section 125 which allows employees to contribute a certain amount of their gross income to a designated account or accounts before taxes are calculated.



Health Savings Accounts

What are Health Savings Accounts (HSAs)?

Health savings accounts are tax favored accounts that can be contributed to by or on behalf of “eligible individuals” covered by certain high deductible health plans (HDHPs) to pay for certain medical expenses of eligible individuals and their spouses and/or tax dependents.





Learn more about myCafeteriaPlan! 

myCafeteriaPlan is a licensed Third Party Administrator (TPA) providing innovative solutions for your company's unique reimbursement plan needs. myCafeteriaPlan has been providing employers and their employees with the Power of Options since 1991, and is committed to bringing the highest quality service and administration to your new or existing plan.

To learn more about how myCafeteriaPlan can serve your company, read about:




Happy confident businesswoman sitting at office desk and working with a laptop, she is thinking about her employee benefits

From a Participant   

“myCafeteriaplan customer service team member was very helpful and that is always the norm. I love that I get to talk to a live person when I call in and I do not have to deal with an automated system. I always get good service when I call in and I really appreciate that. Never change!”

- A participant phoned to let us know about their experience with our customer service team


Our Approach

myCafeteriaPlan believes that a reimbursement plan should be designed for the needs of each individual company. A reimbursement plan program should reflect a definite purpose – not be designed by accident. Our unique approach involves the following process:

  • Discovery – determining goals, needs and resources
  • Design – structuring a program based on each company’s unique characteristics
  • Implementation – processing, documentation, and communication of plan details to all participants
  • Service – day-to-day administration of your cafeteria plan and employee assistance
  • Monitoring – reviewing and updating programs to see that they remain effective and cost competitive


Our Mission

We recognize employee benefits play a large part in employee satisfaction and that the happiest employees make the happiest employers. To that extent, we work hard to put a smile on your face.

Our mission is to provide your company with professional third party administration that promotes – Happy Employees. Happy Employers.


TPA Specialists Since 1991

myCafeteriaPlan is an experienced third party administrator (TPA) for:

What's in the News!

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What is a Health Reimbursement Arrangement?

What is a Health Reimbursement Arrangement? A Health Reimbursement Arrangement, or HRA, is a pre-tax benefit that can be offered by employers to help pay for their employees’ out of pocket medical costs. HRAs are funded entirely by the employer; there is no contribution made by the employee.  The benefit of the HRA is that […]


IRS Announces Health Savings Account Contribution Limits for 2018

IRS Announces Health Savings Account Contribution Limits for 2018 In Revenue Procedure 2017-37, the IRS has set the Health Savings Account (HSA) contribution limits for 2018 as shown below. The HSA contribution limits, High Deductible Health Plan (HDHP) out-of-pocket maximums and the HDHP minimum required deductibles all increase slightly. Here are the details: HSA Contribution […]


How are HRAs different from FSAs and HSAs?

How are HRAs different from FSAs and HSAs? With so many options available for employee benefits, what sets health reimbursement arrangements (HRAs) apart from the rest of the pre-tax reimbursement accounts? 1. HRAs provide employers the ability to specify exactly what expenses the plan will reimburse. HRAs are funded entirely with employer contributions. HRAs can […]


Designing a Health Reimbursement Arrangement

Designing a Health Reimbursement Arrangement Health Reimbursement Arrangements, or HRAs, can be a powerful addition to an employer’s benefit package. The benefit helps pay for out of pocket medical expenses for employees and can be customized based on the employer’s preferences.  Listed below are several features of HRAs and some options available for each. Eligible […]


What are the reporting requirements for health savings accounts?

What are the reporting requirements for health savings accounts? As Health Savings Accounts (HSAs) continue to become more common as a way for people to save money on their medical expenses, it is important to remember one of the important components of HSAs: reporting requirements. Traditional reimbursement accounts such as flexible spending account (FSAs) and […]