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Help your employees - Be ready when life happens.™

Flexible Spending Accounts

Health Savings Accounts

Health Reimbursement Arrangements

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Find helpful information about our Cafeteria Plan, Health Savings Accounts and Health Reimbursement Arrangement Services here including

from the point of view of a participant, a plan sponsor or broker/consultant. So be sure to click around awhile.

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If you’re looking for more information about myCafeteriaPlan, check-out the information below.

Health Reimbursement Arrangements

What is a Health Reimbursement Arrangement (HRA)?

A Health Reimbursement Arrangement or HRA is a type of Medical Reimbursement Plan or MRP that allows the employer to contribute tax-free dollars to a designated employee account or accounts. These accounts are for employee reimbursement of out-of-pocket medical expenses (including insurance premiums and deductibles)


Learn more about HRAs

Flexible Spending Accounts

A Cafeteria Plan or Flexible Spending Account(FSA) is a reimbursement plan governed by IRS Section 125 which allows employees to contribute a certain amount of their gross income to a designated account or accounts before taxes are calculated.



Learn more about FSAs

Health Savings Accounts

What are Health Savings Accounts (HSAs)?

Health savings accounts are tax favored accounts that can be contributed to by or on behalf of “eligible individuals” covered by certain high deductible health plans (HDHPs) to pay for certain medical expenses of eligible individuals and their spouses and/or tax dependents.



Learn more about HSAs

mycafeteriaplan bullet imageLearn more about myCafeteriaPlan!


myCafeteriaPlan is a licensed Third Party Administrator (TPA) providing innovative solutions for your company’s unique reimbursement plan needs. myCafeteriaPlan has been providing employers and their employees with the Power of Options since 1991, and is committed to bringing the highest quality service and administration to your new or existing plan.

Industries currently utilizing myCafeteriaPlan’s benefit solutions:

Banks | Business Services | Computer Hardware | Computer Services | Computer Software | Construction | Consumer Products Manufacturers | Consumer Services | Education | Electronics | Energy & Utilities | Financial Services | Food | Government | Healthcare | Industrial | Manufacturing | Insurance | Public Sector | Retail | Telecommunications Equipment | Transportation Services

To learn more about how myCafeteriaPlan can serve your company, read about:

Feedback

Here’s a note we received from a happy participant!

“myCafeteriaPlan has the best customer service I’ve ever dealt with. You guys are all so friendly and helpful. I don’t know how you do it.”

We're Certified

Certified Cafeteria Plan - myCafeteriaPlan
BusinessPlans, Inc., – myCafeteriaPlan is an Accredited Business of the Dayton Better Business Bureau.

BusinessPlans, Inc. is a BBB Accredited Business. Click for the BBB Business Review of this Insurance - Employee Benefits in Miamisburg OH

Our Approach

myCafeteriaPlan believes that a reimbursement plan should be designed for the needs of each individual company. A reimbursement plan program should reflect a definite purpose – not be designed by accident. Our unique approach involves the following process:

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  • Discovery – determining goals, needs and resources
  • Design – structuring a program based on each company’s unique characteristics
  • Implementation – processing, documentation, and communication of plan details to all participants
  • Service – day-to-day administration of your cafeteria plan and employee assistance
  • Monitoring – reviewing and updating programs to see that they remain effective and cost competitive

Our Mission

We recognize employee benefits play a large part in employee satisfaction and that the happiest employees make the happiest employers. To that extent, we work hard to put a smile on your face.

Our mission is to provide your company with professional third party administration that promotes – Happy Employees. Happy Employers.

TPA Specialists Since 1991

myCafeteriaPlan is an experienced third party administrator (TPA) for:

FSA Eligible Expenses and Items

Recent Items From Our Newsletter

Insurance Plan Health Care Reform Puzzle

Health Insurance Reform for Businesses With 25 Employees or Less

Health Insurance Reform for Businesses With 25 Employees or Less There are some big changes coming for employers of all sizes, with the advent of the employer mandate provisions of the Patient Protection and Affordable Care Act (PPACA, or ACA, for short). Congress was aware that some of the provisions that apply to very large […]

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IRS Regulation building

IRS Quashes Pre-Tax Payments to Employees to Buy Health Insurance

With the Affordable Care Act’s employer mandate looming, some employers have been contemplating circumventing the requirement by boosting workers’ pay with tax-free dollars and sending them off to buy insurance on their own, via the federal or state-run exchanges or the private markets. They would do this to save on the cost of offering qualified […]

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IRS Regulation building

IRS Announces HSA Contribution Limits for 2015

The IRS has set the HSA contribution limits for 2015 as shown below: The IRS has released the 2014 cost-of-living adjustments affecting HSAs. The HSA contribution limits and HDHP out-of-pocket maximums will increase slightly, while the HDHP minimum required deductibles remain unchanged. Here are the details:  HSA Contribution Limits. The 2015 annual HSA contribution limit […]

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health savings account growth

HSA-Based Plans Continue Growth, Despite Pullback in Employer Funding

Despite a reduction in the number of employers willing to contribute their own funds to employees health-savings accounts, HSA-High-Deductible Health Plan combinations are gaining market share in the group health insurance industry. That’s the latest research from the 2013 EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey, recently published by the Employee Benefit Research […]

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reviewing plan documents check

Have Your Reviewed Your Plan Administration in the Past Year?

Another year has come and gone. With annual enrollment safely out of the way for most plans, now may be an excellent time to schedule a comprehensive review of your benefits administration policies and procedures. The regulatory environment is changing fast – particularly in the area of health care plan administration. Indeed, the closing weeks […]

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