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The Affordable Care Act imposes a large number of mandates on employers. But according to the terms of the law, most health plans that were purchased prior to March 23, 2010 are exempt from some of these provisions. They don’t have to offer the same selection of benefits or protections as do newly-offered plans. Indeed, […]0 comments
The middle of the plan year is a great time to take stock of the status of your plan. This applies to both employees who are participating in a plan such as a Flexible Spending Account (FSA) or Health Reimbursement Arrangement (HRA) and employers who sponsor employee benefits. Employees may want to review the following […]0 comments
If you’re not already well on the way to putting together an Affordable Care Act compliance effort with all hands on deck, the time to start is now. Effective January 1, 2016, every employer with 50 or more full-time equivalents – using a specific calculation methodology defined by the Department of Labor, must provide a […]0 comments
The IRS has set the HSA contribution limits for 2016 as shown below: The IRS has released the 2016 cost-of-living adjustments affecting HSAs. The HSA contribution limits and HDHP out-of-pocket maximums will increase slightly, while the HDHP minimum required deductibles remain unchanged. Here are the details: HSA Contribution Limits. The 2016 annual HSA contribution limit […]0 comments
The City of San Francisco has further clarified the role of Health Reimbursement Arrangements (HRAs) in complying with the Health Care Security Ordinance (HCSO). As background, the City of San Francisco requires employers to provide a certain amount of health coverage to employees based on hours worked in a month. In addition to complying with […]