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Start Your Visit Here Find helpful information about our Cafeteria Plan, Health Savings Accounts and Health Reimbursement Arrangement Services here including from the point of view of a participant, a plan sponsor or broker/consultant. So be sure to click around awhile.
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If you’re looking for more information about myCafeteriaPlan, check-out the information below.

Health Reimbursement Arrangements

What is a Health Reimbursement Arrangement (HRA)?

A Health Reimbursement Arrangement or HRA is a type of Medical Reimbursement Plan or MRP that allows the employer to contribute tax-free dollars to a designated employee account or accounts. These accounts are for employee reimbursement of out-of-pocket medical expenses (including insurance premiums and deductibles).

Flexible Spending Accounts

A Cafeteria Plan or Flexible Spending Account(FSA) is a reimbursement plan governed by IRS Section 125 which allows employees to contribute a certain amount of their gross income to a designated account or accounts before taxes are calculated.

 

 

Health Savings Accounts

What are Health Savings Accounts (HSAs)?

Health savings accounts are tax favored accounts that can be contributed to by or on behalf of “eligible individuals” covered by certain high deductible health plans (HDHPs) to pay for certain medical expenses of eligible individuals and their spouses and/or tax dependents.

 

 

 

 

Learn more about myCafeteriaPlan! 

myCafeteriaPlan is a licensed Third Party Administrator (TPA) providing innovative solutions for your company's unique reimbursement plan needs. myCafeteriaPlan has been providing employers and their employees with the Power of Options since 1991, and is committed to bringing the highest quality service and administration to your new or existing plan.

To learn more about how myCafeteriaPlan can serve your company, read about:

 

 

 

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From a Participant   

“myCafeteriaplan customer service team member was very helpful and that is always the norm. I love that I get to talk to a live person when I call in and I do not have to deal with an automated system. I always get good service when I call in and I really appreciate that. Never change!”

- A participant phoned to let us know about their experience with our customer service team

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Our Approach

myCafeteriaPlan believes that a reimbursement plan should be designed for the needs of each individual company. A reimbursement plan program should reflect a definite purpose – not be designed by accident. Our unique approach involves the following process:

  • Discovery – determining goals, needs and resources
  • Design – structuring a program based on each company’s unique characteristics
  • Implementation – processing, documentation, and communication of plan details to all participants
  • Service – day-to-day administration of your cafeteria plan and employee assistance
  • Monitoring – reviewing and updating programs to see that they remain effective and cost competitive

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Our Mission

We recognize employee benefits play a large part in employee satisfaction and that the happiest employees make the happiest employers. To that extent, we work hard to put a smile on your face.

Our mission is to provide your company with professional third party administration that promotes – Happy Employees. Happy Employers.

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TPA Specialists Since 1991

myCafeteriaPlan is an experienced third party administrator (TPA) for:

What's in the News!

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What Expenses Can Be Reimbursed from a Dependent Daycare Flexible Spending Account?

What Expenses Can Be Reimbursed from a Dependent Daycare Flexible Spending Account? Dependent daycare flexible spending accounts (dependent daycare FSAs) allow employees to be reimbursed on a pre-tax basis for daycare expenses. Identifying which expenses can be reimbursed from a dependent daycare FSA is an important part of the planning and election process for employees […]

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What expenses can be reimbursed from a Health Flexible Spending Account?

What expenses can be reimbursed from a Health Flexible Spending Account? Health Flexible Spending Accounts (FSAs) are a popular benefit offered by employers to help employees pay for out of pocket medical expenses. A very common question employers and employees may both have is what expenses can be reimbursed from the plan.  There are several […]

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Top 3 Things To Know about Qualified Small Employer Health Reimbursement Arrangements

Top 3 Things To Know about Qualified Small Employer Health Reimbursement Arrangements When Congress passed and the President signed The 21st Century Cures Act at the end of 2016, a new benefit option became available for small employers.  The legislation includes language allowing for Qualified Small Employer Health Reimbursement Arrangements, or QSEHRAs.  These plans allow […]

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Over-the-Counter Expenses and Pre-Tax Spending Accounts

Over-the-Counter Expenses and Pre-Tax Spending Accounts Many people rely on various over-the-counter (OTC) medications to help with symptoms when suffering from allergies, the flu, or general aches and pains. While these types of expenses are generally not eligible to be reimbursed from a pre-tax plan such as a Flexible Spending Account or Health Savings Account, […]

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reviewing plan documents check

Top 3 Ways to Make the Most of Your Flex Card

Top 3 Ways to Make the Most of Your Flex Card Many employers offer the use of a flex card along with their pre-tax benefits. The flex card can add a level of convenience to the benefit, and here are some tips for how to make the most of your flex card. Save all documentation […]

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