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Help your employees - Be ready when life happens.™

Flexible Spending Accounts

Health Savings Accounts

Health Reimbursement Arrangements

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FSA Eligible Expenses and Items

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Find helpful information about our Cafeteria Plan, Health Savings Accounts and Health Reimbursement Arrangement Services here including

from the point of view of a participant, a plan sponsor or broker/consultant. So be sure to click around awhile.

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If you’re looking for more information about myCafeteriaPlan, check-out the information below.

Health Reimbursement Arrangements

What is a Health Reimbursement Arrangement (HRA)?

A Health Reimbursement Arrangement or HRA is a type of Medical Reimbursement Plan or MRP that allows the employer to contribute tax-free dollars to a designated employee account or accounts. These accounts are for employee reimbursement of out-of-pocket medical expenses (including insurance premiums and deductibles)

Learn more about HRAs

Flexible Spending Accounts

A Cafeteria Plan or Flexible Spending Account(FSA) is a reimbursement plan governed by IRS Section 125 which allows employees to contribute a certain amount of their gross income to a designated account or accounts before taxes are calculated.

Learn more about FSAs
Health Savings Accounts

What are Health Savings Accounts (HSAs)?

Health savings accounts are tax favored accounts that can be contributed to by or on behalf of “eligible individuals” covered by certain high deductible health plans (HDHPs) to pay for certain medical expenses of eligible individuals and their spouses and/or tax dependents.

Learn more about HSAs

mycafeteriaplan bullet imageLearn more about myCafeteriaPlan!

myCafeteriaPlan is a licensed Third Party Administrator (TPA) providing innovative solutions for your company’s unique reimbursement plan needs. myCafeteriaPlan has been providing employers and their employees with the Power of Options since 1991, and is committed to bringing the highest quality service and administration to your new or existing plan.

Industries currently utilizing myCafeteriaPlan’s benefit solutions:

Banks | Business Services | Computer Hardware | Computer Services | Computer Software | Construction | Consumer Products Manufacturers | Consumer Services | Education | Electronics | Energy & Utilities | Financial Services | Food | Government | Healthcare | Industrial | Manufacturing | Insurance | Public Sector | Retail | Telecommunications Equipment | Transportation Services

To learn more about how myCafeteriaPlan can serve your company, read about:


Here’s a response we received from a happy participant!

A participant phoned to let us know about their experience with our customer service team –

“myCafeteriaplan customer service team member was very helpful and that is always the norm. I love that I get to talk to a live person when I call in and I do not have to deal with an automated system. I always get good service when I call in and I really appreciate that. Never change!”

We're Certified

Certified Cafeteria Plan - myCafeteriaPlan
BusinessPlans, Inc., – myCafeteriaPlan is an Accredited Business of the Dayton Better Business Bureau.

BusinessPlans, Inc. is a BBB Accredited Business. Click for the BBB Business Review of this Insurance - Employee Benefits in Miamisburg OH

Our Approach

myCafeteriaPlan believes that a reimbursement plan should be designed for the needs of each individual company. A reimbursement plan program should reflect a definite purpose – not be designed by accident. Our unique approach involves the following process:

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  • Discovery – determining goals, needs and resources
  • Design – structuring a program based on each company’s unique characteristics
  • Implementation – processing, documentation, and communication of plan details to all participants
  • Service – day-to-day administration of your cafeteria plan and employee assistance
  • Monitoring – reviewing and updating programs to see that they remain effective and cost competitive

Our Mission

We recognize employee benefits play a large part in employee satisfaction and that the happiest employees make the happiest employers. To that extent, we work hard to put a smile on your face.

Our mission is to provide your company with professional third party administration that promotes – Happy Employees. Happy Employers.

TPA Specialists Since 1991

myCafeteriaPlan is an experienced third party administrator (TPA) for:

FSA Eligible Expenses and Items

What’s in the News!

Medical Costs

Health Savings Accounts: What You Need to Know

Health Savings Accounts: What You Need to Know What is a Health Savings Account, or HSA? An HSA is a special bank account that is set up to help pay out of pocket medical expenses. As many employers are gearing up for open enrollment, here are a few things you will need to know about […]

IRS Change in Status Events

IRS Issues Notice 2015-52 to Request Comments on Cadillac Tax Proposed Regulations

IRS Issues Notice 2015-52 to Request Comments on Cadillac Tax Proposed Regulations The IRS issued Notice 2015-52 on July 30, 2015, to address additional topics pertaining to the 2018 Excise Tax, commonly referred to as the Cadillac Tax. This notice is in addition to Notice 2015-16, which first outlined various topics that are being considered […]

IRS Change in Status Events

IRS Adds to Permitted Change in Status Events

IRS Adds to Permitted Change in Status Events IRS Notice 2014-55 outlines two new change in status events for Cafeteria Plans. The change in status events outlined are 1) when an employee will have their hours of service reduced to below 30 hours a week on average but is still eligible for the employer’s group […]

IRS Change in Status Events

Is Our Health Plan ‘Grandfathered’ Under the ACA? 5 Ways a Plan Can Lose Grandfather Status

The Affordable Care Act imposes a large number of mandates on employers. But according to the terms of the law, most health plans that were purchased prior to March 23, 2010 are exempt from some of these provisions. They don’t have to offer the same selection of benefits or protections as do newly-offered plans. Indeed, […]

reviewing plan documents check

Review Your Plan Mid-Year to Help Reduce End of Year Stress!

The middle of the plan year is a great time to take stock of the status of your plan.  This applies to both employees who are participating in a plan such as a Flexible Spending Account (FSA) or Health Reimbursement Arrangement (HRA) and employers who sponsor employee benefits. Employees may want to review the following […]