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FSA Eligible Expenses and Items

Start Your Visit HereFind helpful information about our Cafeteria Plan, Health Savings Accounts and Health Reimbursement Arrangement Services here including from the point of view of a participant, a plan sponsor or broker/consultant. So be sure to click around awhile.
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If you’re looking for more information about myCafeteriaPlan, check-out the information below.

Health Reimbursement Arrangements

What is a Health Reimbursement Arrangement (HRA)?

A Health Reimbursement Arrangement or HRA is a type of Medical Reimbursement Plan or MRP that allows the employer to contribute tax-free dollars to a designated employee account or accounts. These accounts are for employee reimbursement of out-of-pocket medical expenses (including insurance premiums and deductibles).

Flexible Spending Accounts

A Cafeteria Plan or Flexible Spending Account(FSA) is a reimbursement plan governed by IRS Section 125 which allows employees to contribute a certain amount of their gross income to a designated account or accounts before taxes are calculated.

 

 

Health Savings Accounts

What are Health Savings Accounts (HSAs)?

Health savings accounts are tax favored accounts that can be contributed to by or on behalf of “eligible individuals” covered by certain high deductible health plans (HDHPs) to pay for certain medical expenses of eligible individuals and their spouses and/or tax dependents.

 

 

 

 

Learn more about myCafeteriaPlan! 

myCafeteriaPlan is a licensed Third Party Administrator (TPA) providing innovative solutions for your company's unique reimbursement plan needs. myCafeteriaPlan has been providing employers and their employees with the Power of Options since 1991, and is committed to bringing the highest quality service and administration to your new or existing plan.

To learn more about how myCafeteriaPlan can serve your company, read about:

 

 

 

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From a Participant   

“myCafeteriaplan customer service team member was very helpful and that is always the norm. I love that I get to talk to a live person when I call in and I do not have to deal with an automated system. I always get good service when I call in and I really appreciate that. Never change!”

- A participant phoned to let us know about their experience with our customer service team

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Our Approach

myCafeteriaPlan believes that a reimbursement plan should be designed for the needs of each individual company. A reimbursement plan program should reflect a definite purpose – not be designed by accident. Our unique approach involves the following process:

  • Discovery – determining goals, needs and resources
  • Design – structuring a program based on each company’s unique characteristics
  • Implementation – processing, documentation, and communication of plan details to all participants
  • Service – day-to-day administration of your cafeteria plan and employee assistance
  • Monitoring – reviewing and updating programs to see that they remain effective and cost competitive

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Our Mission

We recognize employee benefits play a large part in employee satisfaction and that the happiest employees make the happiest employers. To that extent, we work hard to put a smile on your face.

Our mission is to provide your company with professional third party administration that promotes – Happy Employees. Happy Employers.

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TPA Specialists Since 1991

myCafeteriaPlan is an experienced third party administrator (TPA) for:

We're Certified


Cafeteria2016-Gold

 


BusinessPlans, Inc. is a BBB Accredited Business. Click for the BBB Business Review of this Insurance - Employee Benefits in Miamisburg OH

 

from our newsletter

What's in the News!

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Making the Most of your Flex Debit Card

Making the Most of your Flex Debit Card Many employers offer the convenience of a flex debit card as part of their pre-tax spending accounts. With the flex debit card comes the convenience of being able to pay for out of pocket medical expenses at the point of sale without having to wait for a […]

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Mobile Apps and Healthcare Accounts

With today’s technology advancing at a rapid pace, consumers have come to expect the availability of digital tools to help manage their various accounts. Healthcare is no different.  Employees participating in a health plan, from health insurance to flexible spending accounts, can benefit from the use of technology such as mobile apps to make the […]

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2017 HSA Updates

IRS Announces 2017 Health Savings Account (HSA) Limits

IRS Announces 2017 Health Savings Account (HSA) Limits The IRS has announced the limits for 2017 for HSAs. Here are the limits for HSA s for 2017:   Single Family High Deductible Health Plan Minimum Annual Deductible $1,300 $2,600 High Deductible Health Plan Maximum Out-of-Pocket $6,550 $13,100 HSA Maximum Contribution $3,400 $6,750   All amounts […]

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2017 HSA Updates

Congress Makes Last Minute Updates to Pre-Tax Plans in 2015

Congress Makes Last Minute Updates to Pre-Tax Plans in 2015 December was a busy month for pre-tax plans. Many employers, participants, and administrators made their voices heard in Washington, DC by reaching out to their representatives asking them to vote to make changes to the upcoming Cadillac Tax. The tax was originally scheduled to  take […]

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2017 HSA Updates

2016 IRS Limits for HSAs, FSAs, Commuting and Other Allowances

It’s that time of year again – when the IRS announces the eagerly-anticipated limits for flexible savings accounts, medical savings accounts, qualified transportation benefits and a variety of other employee benefits and perks that enjoy favorable tax treatment. Flexible Savings Accounts (FSAs) The limit on voluntary employee salary reductions for FSA contributions is $2,550. That […]

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