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There's a better way to save...

Help your employees - Be ready when life happens.™

Flexible Spending Accounts

Health Savings Accounts

Health Reimbursement Arrangements

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FSA Eligible Expenses and Items
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Find helpful information about our Cafeteria Plan, Health Savings Accounts and Health Reimbursement Arrangement Services here including

from the point of view of a participant, a plan sponsor or broker/consultant. So be sure to click around awhile.

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If you’re looking for more information about myCafeteriaPlan, check-out the information below.

Health Reimbursement Arrangements

What is a Health Reimbursement Arrangement (HRA)?

A Health Reimbursement Arrangement or HRA is a type of Medical Reimbursement Plan or MRP that allows the employer to contribute tax-free dollars to a designated employee account or accounts. These accounts are for employee reimbursement of out-of-pocket medical expenses (including insurance premiums and deductibles)

Learn more about HRAs

Flexible Spending Accounts

A Cafeteria Plan or Flexible Spending Account(FSA) is a reimbursement plan governed by IRS Section 125 which allows employees to contribute a certain amount of their gross income to a designated account or accounts before taxes are calculated.

Learn more about FSAs
Health Savings Accounts

What are Health Savings Accounts (HSAs)?

Health savings accounts are tax favored accounts that can be contributed to by or on behalf of “eligible individuals” covered by certain high deductible health plans (HDHPs) to pay for certain medical expenses of eligible individuals and their spouses and/or tax dependents.

Learn more about HSAs

mycafeteriaplan bullet imageLearn more about myCafeteriaPlan!

myCafeteriaPlan is a licensed Third Party Administrator (TPA) providing innovative solutions for your company’s unique reimbursement plan needs. myCafeteriaPlan has been providing employers and their employees with the Power of Options since 1991, and is committed to bringing the highest quality service and administration to your new or existing plan.

Industries currently utilizing myCafeteriaPlan’s benefit solutions:

Banks | Business Services | Computer Hardware | Computer Services | Computer Software | Construction | Consumer Products Manufacturers | Consumer Services | Education | Electronics | Energy & Utilities | Financial Services | Food | Government | Healthcare | Industrial | Manufacturing | Insurance | Public Sector | Retail | Telecommunications Equipment | Transportation Services

To learn more about how myCafeteriaPlan can serve your company, read about:


Here’s a response we received from a happy participant!

A participant phoned to let us know about their experience with our customer service team –

“myCafeteriaplan customer service team member was very helpful and that is always the norm. I love that I get to talk to a live person when I call in and I do not have to deal with an automated system. I always get good service when I call in and I really appreciate that. Never change!”

We're Certified

Certified Cafeteria Plan - myCafeteriaPlan
BusinessPlans, Inc., – myCafeteriaPlan is an Accredited Business of the Dayton Better Business Bureau.

BusinessPlans, Inc. is a BBB Accredited Business. Click for the BBB Business Review of this Insurance - Employee Benefits in Miamisburg OH

Our Approach

myCafeteriaPlan believes that a reimbursement plan should be designed for the needs of each individual company. A reimbursement plan program should reflect a definite purpose – not be designed by accident. Our unique approach involves the following process:

Open for more...

  • Discovery – determining goals, needs and resources
  • Design – structuring a program based on each company’s unique characteristics
  • Implementation – processing, documentation, and communication of plan details to all participants
  • Service – day-to-day administration of your cafeteria plan and employee assistance
  • Monitoring – reviewing and updating programs to see that they remain effective and cost competitive

Our Mission

We recognize employee benefits play a large part in employee satisfaction and that the happiest employees make the happiest employers. To that extent, we work hard to put a smile on your face.

Our mission is to provide your company with professional third party administration that promotes – Happy Employees. Happy Employers.

TPA Specialists Since 1991

myCafeteriaPlan is an experienced third party administrator (TPA) for:

FSA Eligible Expenses and Items

Recent Items From Our Newsletter


2015 Brings Positive Changes to FSAs, Commuting, Dependent Care and Adoption Assistance Programs

If you have access to a flexible spending account, or FSA, good news: The Internal Revenue Service has announced a $50 increase to allowable FSA contributions beginning in 2015. The new annual limit is $2,550.For those of you using or planning to use a dependent care FSA or a dependent care assistance plan (DCAP), your […]

IRS Health Savings Accounts

IRS Announces 2015 Standard Mileage Rates

New mileage rates announced for 2015 business, charitable, medical and moving The Internal Revenue Service has issued the 2015 optional standard mileage rates to be used to calculate the deductible costs of operating an automobile for business, charitable, medical or moving purposes.    Beginning on January 1, 2015, the standard mileage rates for the use of […]


myCafeteriaPlan® is pleased to announce select forms are now available in Spanish!

myCafeteriaPlan® is pleased to announce select forms are now available in Spanish! We have compiled our standard forms and now provide both an English and Spanish version. The forms available in Spanish are: Flexible Spending Account (FSA) Flyer FSA – Real Savings. Real Simple. Election Forms Health FSA and Dependent Daycare FSA Limited Purpose FSA […]

Transit and Parking Limits for 2015

IRS Announces 2015 Monthly Qualified Transportation Plan Limits

2015 Qualified Transportation Fringe Benefits Update: On Thursday, October 30, 2014, the Internal Revenue Service announced no changes to monthly limits on the value of qualified transportation fringe benefits that an employer can provide its employees without being included in taxable income. For 2015, the monthly limit on the amount that may be excluded from […]

IRS Health Savings Accounts

IRS announces 2015 Flexible Spending Account, Transit and Parking Limits

IRS Releases 2015 Flexible Spending Account (FSA) Maximum and  Transit and Parking Limits for the new year In Revenue Procedure 2014-61 released on October 30, 2014, the IRS announced the adjusted limits for multiple benefits and tax exemptions for the 2015 tax year. Included in the announcement is an increase in the amount that may […]