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HSA Store

Start Your Visit Here Find helpful information about our Cafeteria Plan, Health Savings Accounts and Health Reimbursement Arrangement Services here including

from the point of view of a participant, a plan sponsor or broker/consultant. So be sure to click around awhile.

If you’re here to login to your account, click below.

Account Login

If you’re looking for more information about myCafeteriaPlan, check-out the information below.

Health Reimbursement Arrangements

What is a Health Reimbursement Arrangement (HRA)?

A Health Reimbursement Arrangement or HRA is a type of Medical Reimbursement Plan or MRP that allows the employer to contribute tax-free dollars to a designated employee account or accounts. These accounts are for employee reimbursement of out-of-pocket medical expenses (including insurance premiums and deductibles).

Flexible Spending Accounts

A Cafeteria Plan or Flexible Spending Account(FSA) is a reimbursement plan governed by IRS Section 125 which allows employees to contribute a certain amount of their gross income to a designated account or accounts before taxes are calculated.

 

 

Health Savings Accounts

What are Health Savings Accounts (HSAs)?

Health savings accounts are tax favored accounts that can be contributed to by or on behalf of “eligible individuals” covered by certain high deductible health plans (HDHPs) to pay for certain medical expenses of eligible individuals and their spouses and/or tax dependents.

 

 

 

 

Learn more about myCafeteriaPlan! 

myCafeteriaPlan is a licensed Third Party Administrator (TPA) providing innovative solutions for your company's unique reimbursement plan needs. myCafeteriaPlan has been providing employers and their employees with the Power of Options since 1991, and is committed to bringing the highest quality service and administration to your new or existing plan.

To learn more about how myCafeteriaPlan can serve your company, read about:

 

 

 

Happy confident businesswoman sitting at office desk and working with a laptop, she is thinking about her employee benefits

From a Participant   

“myCafeteriaplan customer service team member was very helpful and that is always the norm. I love that I get to talk to a live person when I call in and I do not have to deal with an automated system. I always get good service when I call in and I really appreciate that. Never change!”

- A participant phoned to let us know about their experience with our customer service team

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Our Approach

myCafeteriaPlan believes that a reimbursement plan should be designed for the needs of each individual company. A reimbursement plan program should reflect a definite purpose – not be designed by accident. Our unique approach involves the following process:

  • Discovery – determining goals, needs and resources
  • Design – structuring a program based on each company’s unique characteristics
  • Implementation – processing, documentation, and communication of plan details to all participants
  • Service – day-to-day administration of your cafeteria plan and employee assistance
  • Monitoring – reviewing and updating programs to see that they remain effective and cost competitive

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Our Mission

We recognize employee benefits play a large part in employee satisfaction and that the happiest employees make the happiest employers. To that extent, we work hard to put a smile on your face.

Our mission is to provide your company with professional third party administration that promotes – Happy Employees. Happy Employers.

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TPA Specialists Since 1991

myCafeteriaPlan is an experienced third party administrator (TPA) for:

What's in the News!

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Employer Contributions to a Health Savings Account – What You Need to Know

Employer Contributions to a Health Savings Account – What You Need to Know As the employee benefit landscape continues to change, employers are constantly looking for ways to offer a comprehensive, cost-effective benefit package to their employees. One option many employers use is making contributions to spending accounts. If an employer offers a qualifying high […]

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When is a Health Flexible Spending Account an Excepted Benefit?

When is a Health Flexible Spending Account an Excepted Benefit? A health flexible spending account (FSA) is required to be an excepted benefit in order to be in compliance with many of the regulations enacted by healthcare reform. There are two conditions which must be met in order for a health FSA to be considered […]

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Change in Status Events for Health Flexible Spending Accounts and Dependent Daycare Accounts

Change in Status Events for Health Flexible Spending Accounts and Dependent Daycare Accounts Elections made for health flexible spending accounts (FSA) and dependent daycare accounts normally cannot be changed once the plan year has started. While elections generally cannot be changed, there are certain circumstances when the IRS has said exceptions can be made. The […]

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Terminated Employees and Flexible Spending Accounts

Terminated Employees and Flexible Spending Accounts It’s the middle of the plan year, and an employee who is enrolled in the company’s flexible spending account (FSA) decides they are going to leave and go work for another employer. When they are no longer an employee, what happens to the FSA? Once the person is no […]

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2017 PCOR Fee Filing Deadline is Quickly Approaching

The deadline for filing  Patient Centered Outcome Research Institute (PCOR) fees is quickly approaching. Group health plans are required to pay the PCOR fee for plan years ending on or after October 1, 2012 and before October 1, 2019.  The fee generally applies to Health Reimbursement Arrangements (HRAs) because they are considered group health plans.  […]

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