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What is a Health Reimbursement Arrangement? A Health Reimbursement Arrangement, or HRA, is a pre-tax benefit that can be offered by employers to help pay for their employees’ out of pocket medical costs. HRAs are funded entirely by the employer; there is no contribution made by the employee. The benefit of the HRA is that […]0 comments
IRS Announces Health Savings Account Contribution Limits for 2018 In Revenue Procedure 2017-37, the IRS has set the Health Savings Account (HSA) contribution limits for 2018 as shown below. The HSA contribution limits, High Deductible Health Plan (HDHP) out-of-pocket maximums and the HDHP minimum required deductibles all increase slightly. Here are the details: HSA Contribution […]0 comments
How are HRAs different from FSAs and HSAs? With so many options available for employee benefits, what sets health reimbursement arrangements (HRAs) apart from the rest of the pre-tax reimbursement accounts? 1. HRAs provide employers the ability to specify exactly what expenses the plan will reimburse. HRAs are funded entirely with employer contributions. HRAs can […]0 comments
Designing a Health Reimbursement Arrangement Health Reimbursement Arrangements, or HRAs, can be a powerful addition to an employer’s benefit package. The benefit helps pay for out of pocket medical expenses for employees and can be customized based on the employer’s preferences. Listed below are several features of HRAs and some options available for each. Eligible […]0 comments
What are the reporting requirements for health savings accounts? As Health Savings Accounts (HSAs) continue to become more common as a way for people to save money on their medical expenses, it is important to remember one of the important components of HSAs: reporting requirements. Traditional reimbursement accounts such as flexible spending account (FSAs) and […]