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FSA Eligible Expenses and Items
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Find helpful information about our Cafeteria Plan, Health Savings Accounts and Health Reimbursement Arrangement Services here including

from the point of view of a participant, a plan sponsor or broker/consultant. So be sure to click around awhile.

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If you’re looking for more information about myCafeteriaPlan, check-out the information below.

Health Reimbursement Arrangements

What is a Health Reimbursement Arrangement (HRA)?

A Health Reimbursement Arrangement or HRA is a type of Medical Reimbursement Plan or MRP that allows the employer to contribute tax-free dollars to a designated employee account or accounts. These accounts are for employee reimbursement of out-of-pocket medical expenses (including insurance premiums and deductibles)


Learn more about HRAs

Flexible Spending Accounts

A Cafeteria Plan or Flexible Spending Account(FSA) is a reimbursement plan governed by IRS Section 125 which allows employees to contribute a certain amount of their gross income to a designated account or accounts before taxes are calculated.



Learn more about FSAs
Health Savings Accounts

What are Health Savings Accounts (HSAs)?

Health savings accounts are tax favored accounts that can be contributed to by or on behalf of “eligible individuals” covered by certain high deductible health plans (HDHPs) to pay for certain medical expenses of eligible individuals and their spouses and/or tax dependents.



Learn more about HSAs

mycafeteriaplan bullet imageLearn more about myCafeteriaPlan!


myCafeteriaPlan is a licensed Third Party Administrator (TPA) providing innovative solutions for your company’s unique reimbursement plan needs. myCafeteriaPlan has been providing employers and their employees with the Power of Options since 1991, and is committed to bringing the highest quality service and administration to your new or existing plan.

To learn more about how myCafeteriaPlan can serve your company, read about:

Feedback

Here’s a response we received from a happy participant!

A participant phoned to let us know about their experience with our customer service team –

“myCafeteriaplan customer service team member was very helpful and that is always the norm. I love that I get to talk to a live person when I call in and I do not have to deal with an automated system. I always get good service when I call in and I really appreciate that. Never change!”

We're Certified

Certified Cafeteria Plan - myCafeteriaPlan
BusinessPlans, Inc., – myCafeteriaPlan is an Accredited Business of the Dayton Better Business Bureau.

BusinessPlans, Inc. is a BBB Accredited Business. Click for the BBB Business Review of this Insurance - Employee Benefits in Miamisburg OH

Our Approach

myCafeteriaPlan believes that a reimbursement plan should be designed for the needs of each individual company. A reimbursement plan program should reflect a definite purpose – not be designed by accident. Our unique approach involves the following process:

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  • Discovery – determining goals, needs and resources
  • Design – structuring a program based on each company’s unique characteristics
  • Implementation – processing, documentation, and communication of plan details to all participants
  • Service – day-to-day administration of your cafeteria plan and employee assistance
  • Monitoring – reviewing and updating programs to see that they remain effective and cost competitive

Our Mission

We recognize employee benefits play a large part in employee satisfaction and that the happiest employees make the happiest employers. To that extent, we work hard to put a smile on your face.

Our mission is to provide your company with professional third party administration that promotes – Happy Employees. Happy Employers.

TPA Specialists Since 1991

myCafeteriaPlan is an experienced third party administrator (TPA) for:


FSA Eligible Expenses and Items

What’s in the News!

End of Year Remaining Balances and Eligible Expenses

End of Year Remaining Balances and Eligible Expenses With the end of the plan year less than a month away for many pretax reimbursement plans such as flexible spending accounts (FSAs) and health reimbursement arrangements (HRAs) participants may be looking to confirm how they can spend their remaining balance to avoid the forfeiture of funds. […]

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Don’t Forget to Educate Your Employees!

Don’t Forget to Educate Your Employees! Open enrollment season is once again upon us for many plans. While educating employees about their benefits often occurs year-round, it is especially important during open enrollment when employees are deciding which benefits to choose for the upcoming year. Educating employees about their benefits can take many forms. Some […]

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Flexible Spending Account Grace Period vs. Rollover

Flexible Spending Account Grace Period vs. Rollover As the end of the plan year approaches for many flexible spending accounts (FSAs), there are two terms that participants in these benefits might start to hear more frequently: grace period and rollover. While they both relate to funds remaining at the end of the plan year, they […]

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Employer Contributions to a Health Savings Account – What You Need to Know

Employer Contributions to a Health Savings Account – What You Need to Know As the employee benefit landscape continues to change, employers are constantly looking for ways to offer a comprehensive, cost-effective benefit package to their employees. One option many employers use is making contributions to spending accounts. If an employer offers a qualifying high […]

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When is a Health Flexible Spending Account an Excepted Benefit?

When is a Health Flexible Spending Account an Excepted Benefit? A health flexible spending account (FSA) is required to be an excepted benefit in order to be in compliance with many of the regulations enacted by healthcare reform. There are two conditions which must be met in order for a health FSA to be considered […]

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