What is a High Deductible Health Plan (HDHP)?

11/02/2017

A HDHP is a medical insurance plan that meets specific criteria set by the IRS.

For 2022, a HDHP must meet the following standards:

HDHP Minimum Annual Deductible HDHP Out-Of-Pocket Maximum
Self-Only $1,400 $7,050
Family $2,800 $14,100

 

For 2023, a HDHP must meet the following standards:

HDHP Minimum Annual Deductible HDHP Out-Of-Pocket Maximum
Self-Only $1,500 $7,500
Family $3,000 $15,000

 

If you are unsure if your plan meets the HDHP requirements, check with your insurance provider.