What is a High Deductible Health Plan (HDHP)?


A HDHP is a medical insurance plan that meets specific criteria set by the IRS. For 2019, a HDHP must meet the following standards:

HDHP Minimum Annual Deductible HDHP Out-Of-Pocket Maximum
Self-Only $1,350 $6,750
Family $2,700 $13,500

If you are unsure if your plan meets the HDHP requirements, check with your insurance provider.